NOTICE OF FORECLOSURE BY ADVERTISEMENT–STOVER

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NOTICE OF FORECLOSURE BY ADVERTISEMENT

Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Sanilac County, starting promptly at 10:00 a.m. on September 1, 2022. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information.

Name of Mortgagor(s): William K. Stover
Name of Mortgagee: Independent Bank, f/k/a Independent Bank of East Michigan
Mortgage Date: April 7, 2005
Mortgage Recording Date: May 9, 2005
Mortgage Recording Information: Liber 888 Page 865
Modification Agreement Recording: Liber 1002 Page 596
Amendment to Mortgage Recording: Liber 1464 Page 641
Amount claimed due on date of this notice: $15,561.52
Interest Rate on date of this notice: 4.25% fixed

The property to be sold is located in the Township of Lamotte, County of Sanilac, Michigan and is described as:
Part of the SW 1/4 of Section 31, T12N, R12E, Lamotte Twp., Sanilac Co., Michigan described as commencing at the W 1/4 corner of said section: Thence S 88°40’10” E 532.75 ft along the East West quarter line to the point of beginning: Thence S 02°34’31” W 250.00 ft; thence S 88°40’10” E 474.00 ft; thence N 02°34’31” E 250.00 ft; thence N 88°40’10” W 474.00 ft along said East West quarter line to the point of beginning. Also to include a 1987 Forest Park mobile home, serial number 01FP19521. Containing 2.72 acres.

Street Address: 6825 McAlpine Road, Kingston, MI 48741

The redemption period will expire six (6) months after the date of the foreclosure sale, unless the property is determined abandoned under MCL 600.3241a, in which case the redemption period will expire 30 days after the date of the foreclosure sale, or when the time to provide notice under MCL 600.3241a(c) expires, whichever is later.

Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.

Under MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.

This firm is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.

SMITH, MARTIN, POWERS & KNIER, P.C.
Dated: July 27, 2022
By: Henry L. Knier, Jr. (P46393)
Attorney for Independent Bank, Mortgagee
900 Washington Ave., P.O. Box 219
Bay City, MI 48707 – (989) 892-4574

THIS NOTICE PUBLISHED IN THE TRIBUNE RECORDER LEADER ON 8-3-2022, 8-10-2022, 8-17-2022 AND 8-24-2022.

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